a new house (first-hand house) buyers who meet the established conditions for purchasing precast houses can enjoy the welfare of up to 20% of the provident fund loan.

Zhuao fans, today Wednesday, come on! At present, local governments have different support policies for precast buildings.

this Circular shall come into force as of the date of printing and distributing and shall be valid for 5 years.

However, can they continue to enjoy this policy for second-hand houses of precast houses? Let’s take a look at how Zhongshan City stipulates: Notice on the implementation of the preferential policy for the loan amount of commercial housing provident fund for precast construction projects in our city Large deposit employees: in order to further promote the development of precast buildings in our city, According to the implementation opinions of the general office of Guangdong Provincial People’s Government on vigorously developing precast buildings (YFB [2017] No.

The legal basis for the drafting of the document and the revision of policies are mainly based on the implementation opinions of the general office of Guangdong Provincial People’s Government on vigorously developing precast buildings (YFB [2017] No.

When employees apply for housing provident fund loan to buy commercial houses that meet the above requirements, the loan amount can rise by up to 20% （3） How to deal with the overlap with other existing preferential policies for housing provident fund loans? If employees who meet the preferential policies for talent housing provident fund loans in our city purchase commercial houses that meet the above requirements and apply for housing provident fund loans, the floating preferential policies of the loan amount will not be implemented, and one of the preferential policies can be selected for the high; the commercial houses with precast buildings will be transferred to second-hand houses Yishi is still accepted as ordinary commercial housing, and the loan amount will no longer rise..

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28) and the implementation opinions of the office of Zhongshan Municipal People’s Government on accelerating the development of precast buildings (ZFB [2018] No.

47), our city provides a floating discount for employees to apply for housing provident fund loans when purchasing commercial houses of construction projects that have passed the pre evaluation of precast buildings.

Today, let’s take a look at one of the supporting policies for precast building financial services issued by many local governments: purchasing with housing provident fund loan has been recognized as assembly For commercial housing of type construction projects, the maximum loan amount of provident fund can rise by 20%.

47) are formulated in combination with the actual situation of the city.

II.

III.

For precast residential projects, there are various incentive policies: plot ratio incentive, priority land security Direct financial subsidies (for example, 180 yuan / m2 will be rewarded for meeting the assembly target), VAT refund upon collection, green channel for precast component transportation, green channel for construction application procedures, provision of special financial services and other supporting policies.

Pass the pre evaluation review of the design stage of Zhongshan precast construction project carried out by the Municipal Bureau of housing and urban rural development, and obtain the pre evaluation opinion of the design stage of Zhongshan precast construction project indicating that it meets the relevant technical requirements （2） Clarify the standard for preferential loan amount of housing provident fund.

The construction project of commercial housing needs to pass the design stage of Zhongshan precast construction project carried out by the Municipal Bureau of housing and urban rural development Pre evaluation review, and obtain the pre evaluation opinion at the design stage of Zhongshan precast building project indicating that it meets the relevant technical requirements.

II.

According to the relevant provisions of the regulations of Guangdong Province on the management of normative documents, the documents are interpreted as follows: 1.

28) and the implementation opinions of the office of Zhongshan Municipal People’s Government on accelerating the development of precast buildings According to the requirements of the document (ZFB [2018] No.

for employees who meet the preferential policies of the city’s talent housing provident fund loan, if they purchase commercial houses that meet the above requirements and apply for housing provident fund loan, the floating discount of the loan amount shall not be superimposed, and they can choose one of the high discounts; When the commercial housing of precast buildings is converted to second-hand housing, it is still accepted as ordinary commercial housing, and the loan amount will no longer rise.

IV.

Zhongshan housing provident fund management center Zhongshan housing and Urban Rural Development Bureau interpreted this notice on December 17, 2021: the notice on the implementation of preferential policies for the loan amount of commercial housing provident fund for precast construction projects in our city was interpreted as further promoting the development of precast buildings in our city, The municipal housing provident fund management center has formulated the normative document notice on the implementation of preferential policies for the loan amount of commercial housing provident fund for precast construction projects in our city, which will be implemented from the date of printing and distributing.

The background of the document drafting is to further promote the development of precast buildings in our city, According to the implementation opinions of the general office of Guangdong Provincial People’s Government on vigorously developing precast buildings (YFB [2017] No.

main contents of the document （1） Clarify the conditions to be met for the implementation of the construction project with preferential housing provident fund loan line.

When employees apply for housing provident fund loans to purchase commercial houses that meet the above requirements, the maximum loan amount can rise by 20%.

The relevant provisions are as follows: I.

47), when applying for housing provident fund loan for employees to purchase commercial housing of construction projects that have passed the pre evaluation of precast buildings, our city provides floating preference for the loan amount.

28) and the implementation opinions of the office of Zhongshan Municipal People’s Government on accelerating the development of precast buildings According to the spirit of the document (ZFB [2018] No.

III.